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January: Where Financial Resolutions Go to Die (and Systems Come to Life)
At Clarion Advisors, we love optimism—but we love systems even more. Because the truth is, willpower is overrated. If building wealth depended on motivation alone, we’d all be retired on a beach by now. Instead, the people who actually win financially aren’t the ones with the best intentions… they’re the ones with the best habits and automatic systems.
Marshall Goins
1 hour ago2 min read
Backdoor Roth IRA: What It Is and Why It Matters
Roth IRAs are one of the best wealth-building tools out there. Tax-free growth. Tax-free withdrawals. No required minimum distributions. What’s not to love?
Marshall Goins
2 days ago2 min read
Build Your Financial House on the Rock
Many young adults dream of financial independence, yet most get stuck building an emergency fund and never reach confident investing. Why? Because money struggles aren’t just about math—they’re emotional. From retail therapy and stress spending to avoiding financial discomfort, emotional habits quietly derail long-term wealth. In this article, Marcus Goins of Clarion Advisors breaks down why so many people stall at Baby Step 3, how emotional spending sabotages financial secur
Marcus Goins
Dec 22, 20252 min read
🎄🎁 Your December Financial Glow-Up: Holiday Edition 🎁🎄
Before you dive into the peppermint mochas and wrap battles (why is every gift box slightly the wrong shape?!), let’s take a moment to appreciate something important:
👉 You’ve made real financial progress this year. Yes, YOU!
Even if it doesn’t always feel like it. Even if you still don’t totally understand what an index fund is. Even if you bought matching pajamas for your dog “because it’s cute.”
Marshall Goins
Dec 22, 20253 min read
The “The Start Now, Retire Sooner" Checklist Your 20s–30s Guide to Building Wealth before Everyone Else Figures it out
The “The Start Now, Retire Sooner" Checklist Your 20s–30s Guide to Building Wealth before Everyone Else Figures it out
Mickie Giacomini
Dec 3, 20252 min read
🧭 5 Mistakes that could Derail your Retirement (and How to Fix Them)
Planning for retirement should bring peace of mind—not panic.
Mickie Giacomini
Nov 5, 20252 min read
A Gift for your Kids or Helping the IRS Get RIcher?
Are those gifts really helping your kids—or are they helping the IRS get richer?
Mickie Giacomini
Oct 30, 20252 min read
The Clarion Call:
Here are some tips to help with tax and financial cleanup.
Marshall Goins
Oct 28, 20254 min read
💥 Warren Buffett Recently Dropped a Bomb on the “Big Beautiful Bill” — But Is He Right?
But not everyone agrees with the Oracle of Omaha. Investor Weekly is doubling down, saying this could actually be the best time for investors in years.
So who’s right? And more importantly, what does it mean for your financial future?
That’s exactly what Marshall and Mickie unpack in this week’s episode of Money Matters with Marshall & Mickie.
Mickie Giacomini
Oct 16, 20253 min read
💡 Why the Wealthy Keep Getting Younger (and What You Can Learn From Them)
In this episode of Money Matters, Marshall discusses a recent visit when he sat down with a 12-year-old who’s taking his first steps toward financial literacy and wealth building.
It’s proof that investing for beginners doesn’t have an age limit — anyone, at any age, can take the first step toward financial freedom. Whether you’re 12 or 52, building generational wealth starts with one smart decision at a time.
Mickie Giacomini
Oct 1, 20253 min read
💰 How Much Income Can You Safely Withdraw from a $1 Million Portfolio?
A $1 million portfolio might sound like a lot, but the income it generates depends on several factors:
How your money is invested
Your retirement age
Market performance
Inflation and lifestyle needs
Many people assume they can safely withdraw 4% a year—about $40,000 annually—but that “rule” isn’t always reliable. Let’s break it down.
Mickie Giacomini
Sep 17, 20252 min read
$1 Million in the Bank? 5 Smart Ways to Make Your Money Work Harder
Discover 5 smart ways to generate reliable income from your $1 million portfolio. Learn dividend stocks, bond laddering, REITs, and more with Clarion Advisors.
Mickie Giacomini
Sep 4, 20252 min read
Understanding Social Security Benefits: Can You Live Off Them?
In this episode of Money Matters, Marshall and Mickie discuss Social Security benefits and whether you will be able to live off that...
Mickie Giacomini
Aug 10, 20252 min read
Unlocking the 5 Types of Wealth to Transform Your Dream Life
Unlocking the 5 Types of Wealth to Transform Your Dream Life
Mickie Giacomini
Jul 29, 20253 min read
Money Matters [Podcast]: How the Rich Get Richer S1 Ep5
How the Rich Get Richer
Mickie Giacomini
Jul 28, 20251 min read
The Clarion Call: July 2025
The Clarion Call July 14, 2025 It is summer again and there is no shortage of heat. The summer temperatures are here and the activity in...
Marshall Goins
Jul 15, 20254 min read
![Marshall's Favorite Financial Reads S1 Ep 4 [PODCAST]](https://i.ytimg.com/vi/4jMrXd1CtIg/maxresdefault.jpg)
Marshall's Favorite Financial Reads S1 Ep 4 [PODCAST]
Enjoy this podcast episode when Marshall shares with Mickie his favorite financial book recommends of all-time! Compare whether your...
Mickie Giacomini
Jul 14, 20251 min read
Our Process: Organize, Plan, Achieve
Our Process: Organize, Plan, Achieve
Mickie Giacomini
Jul 10, 20251 min read
Leave a Legacy, NOT a Legal Mess: S1 Ep3
Leave a Legacy, not a Legal Mess: Designate your beneficiaries
Mickie Giacomini
Jul 9, 20251 min read
Decluttering Your Finances: A Step-by-Step Guide
Decluttering Your Finances: A Step-by-Step Guide
Mickie Giacomini
Jul 8, 20252 min read
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